Hi bob3160,
From the description in the link: "Launch attacks through Internet Explorer browser exploits". How can you then say, it is browser independent? With NoScript installed, and checking my links with the DrWeb add-on I know I can prevent many a trojan downloaders to run. I agree with you that Mozilla type browsers can infect because the OS is "explorer"-dependant so not immediate but through a vulnerable explorer. Here with Gozi again the malware vector, and it is the vector by choice, is JAVASCRIPT. Read about the way it infects, and how it was detected here:
http://www.secureworks.com/research/threats/gozi/?threat=goziSo with IE you are vulnerable, with IE with javascript disabled you are not vulnerable, but then you loose out on interactivity. The malware crooks know that most browser users like to use their browsers as default and like to click along with full operability, so their victims are just sitting out there for them like sitting ducks.
It is not the browser but the ill-equiped user that is the weakest part of the vulnerability chain,
polonus