@mcchain: Im neither using Cortana nor Bing .......
Well, if you've run Edge, then that is set to use both Cortana and Bing natively. You'll need to go into Advanced Settings within Edge to disable relevant stuff there. Not something everyone knows about, and the data stream in Windows 10 is tightly integrated everywhere and in so many different places that it is hard to nail all of them down.
Example: (You are offline, not connected to the Internet) You run a not-so-well known program, such as HardwareMonitor, as a .zip file, IE's Smart Screen will pop up and say it can't connect to the Internet, and you have to choose whether to connect, Allow, or Deny. I'd imagine there is the possibility Smart Screen reports back to Microsoft what your decision is, and what program it is you are trying to run.
You do not have to connect to allow the chosen program to run, not yet, anyway, just so you know.
So, there's that.