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They are and we have had many a bun fight about this in the forums and it hasn't been changed - personally I feel they should be opt in and not opt out.
No it isn't set up the way I like it:- Opt-out means that you have to opt-out if you don't want it, the box is pre checked.- Opt-in is the box is empty and you have to check the box to opt-in to receive chrome.