Why? What's the purpose of avast! then? And backups are slow, clumsy and they'll refuse to work just when you'll need it the most. And you can't have a backup of the backup for the backup just to be sure. It' stupid. My approach would block basically 100% of malware. I've seen how reliable Hardened mode whitelist is. With that, even if ransomware blocks access to desktop, you could be assured the data is intact. Meaning I can still stick the drive into USB case and pull data in unencrypted form from it. Or just stick it in another PC and do the same. That would be the worst case scenario. Compare that to cost of having an extra drive for backup and spending day after day backing up stupid crap. No thanks. Home users shouldn't be relying on enterprise measures to protect their data. AV's are capable enough to do that, some just don't do that for reasons unknown.