Hi Toaster,
I'm not so sure those actually are ClamWin files.
I also have ClamWin and the paths you specify are not on my computer. Nor can I find any html files in any of the ClamWin directories I do have. The update files are
C:\Documents and Settings\All Users\.clamwin\db\daily.cvd
C:\Documents and Settings\All Users\.clamwin\db\main.cvd
This is a default installation so unless you've changed the file locations I would be suspicious.
It seems best to me to put them in quarantine for now, scan them again in a couple weeks and, if still detected as Loveletter at that point you can delete them.
Also, as David said, ClamWin does work just fine alongside avast! but AVG did give me some problems when I had the two installed several months ago (even with AVG resident protection off). If you want a third, on-demand scanner you could try BitDefender Free as it seems to be conflict free.
M