In the back of my I somewhat knew I should remove TrendMicro, but the front of my mind recalled all those radio "experts" that say you should run multiple virus checkers and security. Perhaps not simultaneously.
This worked. I removed Trendmicro and Avast now works. The removal software from that link recommends using Control Panel method - which I did - but I ran the TM removal one afterward to be double sure.
Still can't logon to Avast site an register, nor get site to return password, so I'm not sure what's up there. And still can't get SP3 for XP to install (3/4 through install says I don't have permission even though I'm admin), so I can't totally blame than on Trendmicro.
Avast interface looks clean and friendly. Looking forward to see how it works out. I wasn't happy with TM.