I too have experienced this freeze up.
I have traced part of the problem to the "REAL TIME FILE SYSTEM SHIELD"
If you disable this (which we should not), you might regain access to your system !!!!
In my case, using XP (fully updated) ADMIN level account, seems part of problem is with the "scan files for writing".
Disable this on admin account and system access is restored.... Go figure....
If your on a limited account, no hope in _______... Tried everything, no luck....
I was forced to down grade back to version 5. (Lucky I had an old copy )
My best suggestion.... HOLD OFF upgrade until they resolve this.
I have about 10 friends all running the same thing, and it would be a pain to have to walk them thru how to fix this....