In addition to Windows processes have:
POP Peeper (notifier and reader e-mail)
Drive Sitter (HD monitor, services)
PerfectDisk 2008 (defragmenter, services)
Motherboard Monitor 5 (system monitor, temperature etc)
InCD (Nero, services)
Adobe Reader (services)
Shockwave Flash
Live Mail
MSN
Memory used: 40%
Processor: 1% or 2%