kubecj, alanrf, thx for your answers.
I consider that for the computer protection we need a complex approach. Besides, I consider that if a man can correct adjust the OS (limit the user's rights, limit the permission to some programs, use sandbox, etc) and put at the PC a knowledge person (like you or me
, that possible to dispenses one only behavioural analyzer without any AV.
For instance, why IE has full access to all folders and files on a PC if just for normal functioning it's need only to have an access and ability to change to a pair of the files? It is possible to limit IE (either as the other applications). However the Windows possibility do not allow to realize it in full amounts.
I suppose that stated applicable to the protection of home PC.