Bob, you're half correct.
VaMPiRiC, you're the other half correct.
avast! settings interface could be better.
But it's not that bad. If you don't want to learn it, don't change it, avast! is one of the best (better, the most) configurable antivirus round. It's not a program that you can only set 'on' and 'off' like tons of others. It's natural that the user could have some difficulty. So, we are here