Slybo, if your internet connection is through Roadrunner (cable), you should have no problems surfing without AOL. I use Firefox for most surfing, IE when necessary; both are scanned by webshield (ball rotates, scanned count increases) even though I use AOL to connect to the internet.
BTW, I choose not to download and use AOL's free anti-virus, firewall, and anti-spyware for several reasons: sometimes conflicting information about the software (from AOL and other sources), problems with updates, frequent incompatibility with other software after updates, and abysmal so-called support from AOL.