1. Not all files are viruses (a generic term), malware is generally what is found. Some programs are also considered PUPs (Potentially Unwanted Program) and that check may not be enabled by default.
2. Personally I never let programs take autonomous action, that includes my AV, so I set all actions to Ask.
When you get an alert is is best to make notes, screenshot, etc. in case you want to enquire like this.
3. Old, or dormant files (malware or otherwise) don't present a direct risk, they would be scanned when active as I mentioned before. However it is your system and your choice.
4. The Avast services starts very early as it is a system driver, if you are basing this on the appearance of the Avast Tray icon (?), that isn't the avast service (system level driver) but the access to the User Interface (UI).
5. I feel the same about the boot time scan as it really is a special scan if malware detected by the on-access scan can't be dealt with when the system is running. Ordinarily if that were the case it should probably recommend running this scan.