A final update.
I contacted the webmaster, and after showing the evidence of the infection, it became evident that he did not know how to begin to fix the problem. Because I knew him personally, he gave the ftp info and I cleaned 15 files that were infected with the gumblar infection. The fix was simple but tedious. I had to download each htm file, delete the gumblar script (located below the HEAD and above the BODY, save and upload the cleaned file.
I am in the process of trying to work with him to determine if his computer has become is infected (highly likely) and if so, how to clean his machine so this is not repeated. In addition, I am trying to help him insure the website stays clean.
I want to thank everyone who contributed to this post. I could not have found the problem as quickly, and probably, not at all without the excellent assistance from everyone. But special kudos to the Avast product that alerted me to the problem in the first place.
Cleaning up, one file at a time.
Thanks again.