You make it sound like I am sticking with XP by choice.
Not at all. Simply explaining some of the reasons why updating is beneficial.
My newest computer is currently 3 years old the others are all older but, luckily,
capable of running newer OS than XP. All of them are on Windows 8.
Even many of the older systems are capable of being updated.
(Don't know your system so it's something you need to research and decide.)