Very True bob!
I'm not so much bothered by M$ watching me (actually, I could careless). But in the hours of my frustration, I didn't bother reading jackcrap from the install stuff, so I was unaware. It's the price I pay, I guess... Regardless, I know, M$ won't steal anything like banking info, or purposely watch you too see all of one's personal activites.
I will most likely dual boot anyways and only use 10 when I need it or want to test some more things. 10 is too unsafe without AV's or anything... Although, your best AV, is common sense, in my opinion