The sad-sad ending to this story.
I ran to Staples--bought an external backup drive (Maxtor)--saved what I could--wiped "C" drive clean-found myself forever stuck in DOS--took the machine in and just got her back.
This virus stuff is going to end the web. I'll not spend the big bucks to have one removed again. I'll ditch the puter.
I do appreciate everyone's input and eagerness to help in such a timely manner.